Deeming - Age Pension - Services Australia

www.servicesaustralia.gov.au/deeming?context=22526     2026-07-01T00:00:00.0000000
Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

Deeming - Services Australia

www.servicesaustralia.gov.au/deeming     2026-07-01T00:00:00.0000000
Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

Income test for Age Pension - Services Australia

www.servicesaustralia.gov.au/income-test-for-age-pension?context=22526     2026-07-01T00:00:00.0000000
Your income can reduce how much Age Pension we pay you. We use the pension income test to assess Age Pension.

Income streams - Age Pension - Services Australia

www.servicesaustralia.gov.au/income-streams?context=22526     2026-05-26T00:00:00.0000000
However, we treat account based income streams as financial assets and use the deeming rules if you either: purchased the income stream on or after 1 January 2015 didn't get your pension or allowance payments from us for any reason after 31 December 2014. Asset tested short term

Income - Age Pension - Services Australia

www.servicesaustralia.gov.au/income?context=22526     2026-03-19T00:00:00.0000000
Most types of income count in your income test. We use this and your assets test to assess if you can get a payment, and to calculate your rate of payment.

Financial investments - Age Pension - Services Australia

www.servicesaustralia.gov.au/financial-investments?context=22526
For the income test When calculating the income from your investments we apply the deeming rules. The deeming rules use the gross value of your investments to calculate the amount of deemed income we'll include in the income test. Gross value This is the market value of the investment, not counting the value of any loan secured against it.

Income from outside Australia - Age Pension - Services Australia

www.servicesaustralia.gov.au/income-from-outside-australia?context=22526
When calculating the income from financial investments held outside Australia, we apply the deeming rules. The deeming rules use the gross value of your investments (after conversion to Australian currency) to calculate the amount of deemed income we'll include in the income test.

Media column - Hank Jongen's April column - Deeming Explained

www.servicesaustralia.gov.au/hank-jongens-april-column-deeming-explained     2026-04-01T00:00:00.0000000
What is deeming? Deeming is the set of rules we use to work out income from your financial assets. Financial assets include bank accounts, shares, managed investments, loans, some gifts, some income streams, and, if you're over the Age Pension age, this can include your superannuation.

FIS income and assets information online

www.servicesaustralia.gov.au/fis-income-and-assets-information-online?context=21836
Income and assets We have information online to help you understand the income and assets tests. Watch the videos about: deeming gifting selling the family home.

Income test for a Commonwealth Seniors Health Card

www.servicesaustralia.gov.au/income-test-for-commonwealth-seniors-health-card?context=21966     2026-05-14T00:00:00.0000000
The income test looks at both: your adjusted taxable income, and your partner's, if applicable any deemed income from any of your account-based income streams. Income limits for the Commonwealth Seniors Health Card To meet the income test, your annual gross taxable income must be less than: $101,105.00 a year if you're single
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